Loan Documentation Checklist

All Banks and Financial Lenders within Australia require the following:

100 Point Identification

  • Current Passport (70pts)
  • Birth Certificate (70pts)
  • Drivers Licence (40pts)
  • Medicare card (25pts)
  • Credit card (25pts)
  • Telephone Account (25pts)
  • Rates notice (25pts)

Income – Full time PAYG

  • Last two consecutive pay slips and
  • Last years group certificate or a letter of employment

or

  • Last two years personal tax returns and
  • ATO assessment notices

Income – Self Employed

  • Last 2 years personal and company tax returns and ATO assessment notices

Deposit

  • Last 6 months savings account statements
  • Copy of council rates notice of any property being sold to use in the purchase
  • Statutory Declaration outlining any funds that are a gift

Existing debts / commitments

  • Home loans – last 6 months statements
  • Credit cards – last 3 months statements
  • Car/personal loans – last 6 months statements

If you have found a property

  • Copy of the front page of the contract
  • Copy of the front page 149 Council Zoning Certificate

Depending on your individual circumstances all of the above documentation may not be required.

Feel free to contact your Mortgage Consultant if you require any further clarification or have any questions.